Debt help advice in the UK from EuroDebt for credit cards, loans, CCJ and money worries, IVA information.

A Debt Management Plan (DMP) might be just what you need to get your finances back on track. But it isn't suitable for everyone, so it is really important that we spend the time with you to make sure a EuroDebt debt management plan is right for you.

We spend on average 2½ hours with you in the privacy of your home. This is arranged at a time to suit you. The aim is to be able to properly establish the true extent of your personal or household debt and to discuss with you whether a DMP is the best option for you or whether other options such as bankruptcy or an Individual Voluntary Arrangement (IVA or Trust Deed in Scotland) might be a better option.

Always remember that we are here to help you. This means we will only offer a DMP if we think this is the best plan for you and this reflects your personal preferences.

On average, our clients have 8 creditors and around £20,500 of unsecured debt, though it is not uncommon to see clients with over 20 creditors and £100,000 of debt. We will assist anyone with more than £3,000 of debt with 3 or more Creditors. As a general guideline we require you to be able to find at least £85 towards your DMP each month after allowing for all your income and expenditure, though we will take account of special circumstances and situations where we need to allow for repayment of arrears to priority creditors.

If, at the end of the home visit, we identify that EuroDebt is not able to directly assist you, we will either request your authority to pass your Client Financial Planner to another debt solution provider or recommend a charitable organisation like your local Citizens Advice Bureau (CAB), if you haven't already contacted them.

If this sounds relevant to your circumstances then contact EuroDebt today by freephone or APPLY NOW. There is no obligation on your part.

Important points to remember:

Whilst lenders are not obliged to freeze interest and charges in 89% of current cases we have referred to them they have done so*. Where a lender does not freeze interest and charges the amount you owe and the period over which you repay that credit account may increase, though we will continue to request interest and charges be frozen once several payments have been made to your DMP.
Whilst entering into a DMP can adversely affect your credit rating it is our experience that those who approach us already have an impaired credit record. By entering into a DMP you will be showing your creditors that you are taking a responsible attitude to resolving your financial problems and this could help you in the future.
With your permission we will pay for a copy of the Experian Credit Report for each signatory to the Debt Management Agreement and provide an assessment of the impact of the DMP on your individual credit file. We will also match the information on your file to that on your Client Financial Planner to improve the accuracy of our initial statement of affairs that we issue to you.

* Figure accurate at the end of August 2007

€uroDebt Financial Services is a trading style of Pentagon (UK) Limited, registered in England with registration number 03267970 at the registered office and head office address of 7 Franklin Court, Stannard Way, Priory Business Park, Bedford, MK44 3JZ.

Licensed under the Consumer Credit Act 1974 (CCL No: 421901)
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